FinTechB2B

Neobank for Indian Freelancers — Freemium Model

A bank account built for freelancers with invoicing, TDS tracking, and FX transfers.

Tags

neobank,freelancer,fintech,fx,invoicing

Overview

Problem

Indian freelancers juggle multiple tools for invoicing, tax compliance, and international payments.

Solution

Neobank offering multi-currency invoicing, auto TDS tracking, advance tax reminders, and instant SWIFT payouts.

Target audience

individual users alongside Freelancers, consultants, solopreneurs earning in USD or EUR

Business model

Freemium; ?399/month premium; FX conversion spread

Build plan

  • Multi-currency invoicing
  • TDS auto-tracker
  • Instant FX payout
  • Tax savings vault
  • Client payment portal

Tech recommendation

serverless, React Native, M2P APIs, Node.js, PostgreSQL, Stripe

Market insights

Demand level: High