Bankovia - Online Banking With DPS & Loan
What's Included
Bankovia - Complete Digital Banking Solution
Transform Your Banking Experience with AI-Powered Online Banking, DPS & Loan Management
Revolutionize Your Banking Operations
Welcome to Bankovia – your complete, enterprise-ready digital banking platform that combines cutting-edge technology with intuitive design. Built for modern financial institutions, microfinance companies, credit unions, and fintech startups, Bankovia delivers a comprehensive banking ecosystem that your customers will love.
Whether you're launching a new digital bank, expanding your existing financial services, or modernizing your banking operations, Bankovia provides everything you need – without requiring any technical expertise. We handle complete rebranding, Play Store & App Store uploads, and deployment – all included!
Perfect For Multiple Industries
🏦 Digital Banks
Launch your neo-bank with full-featured online banking capabilities
💼 Microfinance
Empower communities with accessible loan and DPS management
🤝 Credit Unions
Manage member accounts, loans, and savings efficiently
🚀 FinTech Startups
Fast-track your MVP with ready-to-deploy banking solution
🏢 Corporate Banking
Enterprise-grade solution for internal financial operations
🌍 Multi-Branch Banks
Centralized management across unlimited branches
Powerful Features for Your Customers
Deliver exceptional banking experience that keeps customers engaged
Cross Browser Optimized Design
Flawless experience across all browsers and devices
Latest News, FAQ & Support
Keep customers informed with real-time updates
Easy Signup / Signin
Streamlined onboarding in minutes, not hours
Secure User Dashboard
Bank-grade security with intuitive interface
Own Bank Transfer
Instant transfers between accounts
Inter-Bank Transfers
Seamless transfers to other banks
E-Currency Methods
Multiple payment gateway integrations
Fixed Deposit (DPS) Packages
Automated interest calculation & maturity tracking
Complete DPS History
Transparent tracking of all investments
Flexible Loan Packages
Multiple loan types with EMI calculator
Comprehensive Loan History
Track every payment and outstanding balance
E-Deposit Facility
Digital deposits with instant confirmation
Complete Account Statements
Detailed transaction history & downloadable reports
Automated Deposit Methods
Set up recurring deposits effortlessly
Account Settings & Preferences
Personalize banking experience
Multiple Branch Access
Access account from any branch location
And Much More...
Continuously evolving with new features
Powerful Admin Control Center
Manage your entire banking operation from one unified dashboard
Secure Admin Dashboard
Role-based access control & activity logs
Branch Management
Add, edit, and monitor unlimited branches
Other Banks Management
Configure inter-bank transfer partnerships
Loan Management System
Complete loan lifecycle management
Loan Package Configuration
Create custom loan products & interest rates
Loan Request Management
Approve, reject, or request documentation
Investment / DPS Packages
Design attractive deposit schemes
Investment History Tracking
Monitor all DPS accounts & maturity dates
Deposit Management
Process deposits with verification workflow
Deposit History Management
Complete audit trail of all deposits
Withdrawal Management
Approve withdrawals with security checks
Withdrawal History Management
Track all withdrawal transactions
Transfer Management
Monitor & control all transfer operations
Core Banking Operations
Comprehensive Banking Operations
Experience seamless banking operations with our all-in-one platform. From account opening to complex multi-branch transfers, Bankovia handles it all with precision and speed. The system supports unlimited accounts, real-time balance updates, automated interest calculations, and instant transaction notifications.
- Multi-Branch Architecture: Centralized control with distributed operations
- Inter-Bank Transfers: Connect with other financial institutions seamlessly
- Automated Deposit Methods: Recurring deposits with automatic scheduling
- Real-Time Processing: Instant transaction processing and confirmation
- Credit/Debit Management: Complete ledger system with automatic reconciliation
DPS (Deposit Pension Scheme) Management
Empower your customers to build wealth through systematic deposits. Bankovia's DPS module offers complete automation of deposit schemes, from package creation to maturity payouts. Create unlimited DPS products with flexible terms, compound interest calculations, and automated maturity notifications.
- Flexible Package Design: Custom DPS products with variable terms and rates
- Automated Interest Computation: Daily, monthly, or annual compounding options
- Installment Tracking: Automatic reminders for due payments
- Maturity Management: Automated payouts on maturity dates
- Detailed Reporting: Complete history and projection calculators
Advanced Loan Management System
Transform your lending operations with intelligent loan management. From application to closure, every step is streamlined and automated. Support multiple loan types including personal loans, business loans, home loans, and custom products. Built-in EMI calculator, repayment schedules, and penalty management ensure smooth operations.
- Multiple Loan Products: Create unlimited loan types with custom rules
- Intelligent EMI Calculator: Automatic calculation with reducing balance method
- Application Workflow: Multi-step approval process with document management
- Disbursement Tracking: Monitor loan disbursements and utilization
- Payment Management: Automated EMI collection and payment history
- Penalty & Late Fees: Configurable penalty rules and grace periods
Account Management Dashboard
Detailed Transaction History
Multi-Branch Management
User Management System
Comprehensive Reports
Payment Gateway Integration
Bank-Grade Security
End-to-end encryption, two-factor authentication, and role-based access control
Fully Responsive Design
Flawless experience on Web, Android, and iOS platforms
Why Choose Bankovia?
Multi-Branch Support
Centralized management with distributed operations
Complete DPS System
Automated deposit schemes with interest calculation
Loan Management
EMI calculator, flexible repayment, automated tracking
Inter-Bank Transfers
Seamless connectivity with other banks
Payment Gateways
Multiple integrated payment methods
Automated Interest
Smart calculation & crediting system
Detailed Reports
Transaction history & comprehensive analytics
User-Friendly UI
Intuitive interface for admin & customers
Bank-Grade Security
Encrypted transactions & secure authentication
Mobile Responsive
Perfect on Web, Android & iOS
Real-Time Updates
Instant balance & transaction notifications
Email & SMS Alerts
Keep customers informed instantly
Frequently Asked Questions
Do I need technical knowledge to use Bankovia?
Not at all! We provide complete rebranding with your logo and colors, upload to Play Store and App Store, and handle all technical setup. You can start managing your banking operations immediately without any coding knowledge.
Can I customize the platform with my brand?
Absolutely! We provide complete rebranding services including your logo, color scheme, bank name, and custom domain. The platform will look and feel like your own banking solution from day one.
How many branches can I manage?
Bankovia supports unlimited branches with centralized management. You can add, edit, and monitor operations across all your branches from a single admin dashboard.
Is the system secure for financial transactions?
Yes! Bankovia is built with bank-grade security including end-to-end encryption, two-factor authentication, role-based access control, and complete audit trails for all transactions.
Can customers access the system on mobile phones?
Yes! Bankovia works perfectly on web browsers, Android devices, and iOS devices. We provide native mobile apps that will be uploaded to Play Store and App Store with your branding.
What loan types does the system support?
You can create unlimited loan products including personal loans, business loans, home loans, vehicle loans, education loans, or any custom loan type. Each product can have its own interest rates, terms, and repayment schedules.
How does the DPS (Deposit Pension Scheme) work?
The DPS module allows you to create fixed deposit schemes with flexible terms. You set the interest rate, duration, and installment frequency. The system automatically calculates interest, tracks payments, and handles maturity payouts.
Can I integrate payment gateways?
Yes! Bankovia supports multiple payment gateway integrations including Stripe, PayPal, Razorpay, and other popular payment processors. Customers can deposit and withdraw using various e-currency methods.
Does the system send notifications to customers?
Yes! Automated email and SMS notifications are sent for all important events including transactions, loan approvals, DPS maturity dates, payment reminders, and account statements.
What kind of reports can I generate?
Bankovia provides comprehensive reporting including transaction history, account statements, loan reports, DPS reports, branch-wise performance, user activity logs, and financial summaries. All reports can be filtered by date range and exported.
Can I transfer funds to other banks?
Yes! The system supports inter-bank transfer functionality. You can configure other bank partnerships and customers can transfer funds seamlessly to external bank accounts.
What happens after I purchase Bankovia?
After purchase, our team will contact you to gather your branding requirements (logo, colors, bank name). We'll then rebrand the platform, set up your server, upload apps to Play Store and App Store, and provide complete training. You'll be ready to launch your digital bank!
Ready to Transform Your Banking Business?
Join hundreds of satisfied financial institutions already using Bankovia
Complete rebranding, app store uploads, and deployment - all included! No technical knowledge required.
Click to explore the live demo
What's Included
Web Application
Responsive web application
Android App
Native Android application
iOS App
Native iOS application
AI Integration
Advanced AI and ML features
Full Source Code
Complete source code ownership
Technology Stack
Web Technology
Mobile Technology
Database
Customer Reviews
Based on 47 reviews
Exceptional value and service
The platform itself is outstanding - all banking features you need. But what sets this apart is the service. Complete rebranding, server setup, app store deployment, training - all included! We went from purchase to live operation in less than a month. Our customers can't believe we built such a professional app. This is how software should be sold - complete solution, not just code!
Perfect blend of features and usability
Soch ke dekhiye - DPS management, loan processing, multi-branch operations, payment gateways, detailed reports, mobile apps - sab kuch ek platform mein! Aur sabse important baat, use karna bahut easy hai. Training ke baad hamari team ko koi problem nahi aayi. Customers bhi khush hai mobile apps se. Complete package hai ye!
Worth every single penny!
Sometimes you make a purchase and wonder if you made the right decision. With Bankovia, there's absolutely no doubt! The platform does everything we need and more. The mobile apps are beautiful, the admin panel is comprehensive, and the automated features save us hours daily. The complete setup service meant zero technical hassle. Best business decision we've made this year!
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Bankovia - Online Banking With DPS & Loan
One-time purchase • Full source code included
About This Product
Bankovia - Complete Digital Banking Solution
Transform Your Banking Experience with AI-Powered Online Banking, DPS & Loan Management
Revolutionize Your Banking Operations
Welcome to Bankovia – your complete, enterprise-ready digital banking platform that combines cutting-edge technology with intuitive design. Built for modern financial institutions, microfinance companies, credit unions, and fintech startups, Bankovia delivers a comprehensive banking ecosystem that your customers will love.
Whether you're launching a new digital bank, expanding your existing financial services, or modernizing your banking operations, Bankovia provides everything you need – without requiring any technical expertise. We handle complete rebranding, Play Store & App Store uploads, and deployment – all included!
Perfect For Multiple Industries
🏦 Digital Banks
Launch your neo-bank with full-featured online banking capabilities
💼 Microfinance
Empower communities with accessible loan and DPS management
🤝 Credit Unions
Manage member accounts, loans, and savings efficiently
🚀 FinTech Startups
Fast-track your MVP with ready-to-deploy banking solution
🏢 Corporate Banking
Enterprise-grade solution for internal financial operations
🌍 Multi-Branch Banks
Centralized management across unlimited branches
Powerful Features for Your Customers
Deliver exceptional banking experience that keeps customers engaged
Flawless experience across all browsers and devices
Keep customers informed with real-time updates
Streamlined onboarding in minutes, not hours
Bank-grade security with intuitive interface
Instant transfers between accounts
Seamless transfers to other banks
Multiple payment gateway integrations
Automated interest calculation & maturity tracking
Transparent tracking of all investments
Multiple loan types with EMI calculator
Track every payment and outstanding balance
Digital deposits with instant confirmation
Detailed transaction history & downloadable reports
Set up recurring deposits effortlessly
Personalize banking experience
Access account from any branch location
Continuously evolving with new features
Powerful Admin Control Center
Manage your entire banking operation from one unified dashboard
Role-based access control & activity logs
Add, edit, and monitor unlimited branches
Configure inter-bank transfer partnerships
Complete loan lifecycle management
Create custom loan products & interest rates
Approve, reject, or request documentation
Design attractive deposit schemes
Monitor all DPS accounts & maturity dates
Process deposits with verification workflow
Complete audit trail of all deposits
Approve withdrawals with security checks
Track all withdrawal transactions
Monitor & control all transfer operations
Core Banking Operations
Comprehensive Banking Operations
Experience seamless banking operations with our all-in-one platform. From account opening to complex multi-branch transfers, Bankovia handles it all with precision and speed. The system supports unlimited accounts, real-time balance updates, automated interest calculations, and instant transaction notifications.
- Multi-Branch Architecture: Centralized control with distributed operations
- Inter-Bank Transfers: Connect with other financial institutions seamlessly
- Automated Deposit Methods: Recurring deposits with automatic scheduling
- Real-Time Processing: Instant transaction processing and confirmation
- Credit/Debit Management: Complete ledger system with automatic reconciliation
DPS (Deposit Pension Scheme) Management
Empower your customers to build wealth through systematic deposits. Bankovia's DPS module offers complete automation of deposit schemes, from package creation to maturity payouts. Create unlimited DPS products with flexible terms, compound interest calculations, and automated maturity notifications.
- Flexible Package Design: Custom DPS products with variable terms and rates
- Automated Interest Computation: Daily, monthly, or annual compounding options
- Installment Tracking: Automatic reminders for due payments
- Maturity Management: Automated payouts on maturity dates
- Detailed Reporting: Complete history and projection calculators
Advanced Loan Management System
Transform your lending operations with intelligent loan management. From application to closure, every step is streamlined and automated. Support multiple loan types including personal loans, business loans, home loans, and custom products. Built-in EMI calculator, repayment schedules, and penalty management ensure smooth operations.
- Multiple Loan Products: Create unlimited loan types with custom rules
- Intelligent EMI Calculator: Automatic calculation with reducing balance method
- Application Workflow: Multi-step approval process with document management
- Disbursement Tracking: Monitor loan disbursements and utilization
- Payment Management: Automated EMI collection and payment history
- Penalty & Late Fees: Configurable penalty rules and grace periods
Account Management Dashboard
Detailed Transaction History
Multi-Branch Management
User Management System
Comprehensive Reports
Payment Gateway Integration
Bank-Grade Security
End-to-end encryption, two-factor authentication, and role-based access control
Fully Responsive Design
Flawless experience on Web, Android, and iOS platforms
Why Choose Bankovia?
Multi-Branch Support
Centralized management with distributed operations
Complete DPS System
Automated deposit schemes with interest calculation
Loan Management
EMI calculator, flexible repayment, automated tracking
Inter-Bank Transfers
Seamless connectivity with other banks
Payment Gateways
Multiple integrated payment methods
Automated Interest
Smart calculation & crediting system
Detailed Reports
Transaction history & comprehensive analytics
User-Friendly UI
Intuitive interface for admin & customers
Bank-Grade Security
Encrypted transactions & secure authentication
Mobile Responsive
Perfect on Web, Android & iOS
Real-Time Updates
Instant balance & transaction notifications
Email & SMS Alerts
Keep customers informed instantly
Frequently Asked Questions
Do I need technical knowledge to use Bankovia?
Not at all! We provide complete rebranding with your logo and colors, upload to Play Store and App Store, and handle all technical setup. You can start managing your banking operations immediately without any coding knowledge.
Can I customize the platform with my brand?
Absolutely! We provide complete rebranding services including your logo, color scheme, bank name, and custom domain. The platform will look and feel like your own banking solution from day one.
How many branches can I manage?
Bankovia supports unlimited branches with centralized management. You can add, edit, and monitor operations across all your branches from a single admin dashboard.
Is the system secure for financial transactions?
Yes! Bankovia is built with bank-grade security including end-to-end encryption, two-factor authentication, role-based access control, and complete audit trails for all transactions.
Can customers access the system on mobile phones?
Yes! Bankovia works perfectly on web browsers, Android devices, and iOS devices. We provide native mobile apps that will be uploaded to Play Store and App Store with your branding.
What loan types does the system support?
You can create unlimited loan products including personal loans, business loans, home loans, vehicle loans, education loans, or any custom loan type. Each product can have its own interest rates, terms, and repayment schedules.
How does the DPS (Deposit Pension Scheme) work?
The DPS module allows you to create fixed deposit schemes with flexible terms. You set the interest rate, duration, and installment frequency. The system automatically calculates interest, tracks payments, and handles maturity payouts.
Can I integrate payment gateways?
Yes! Bankovia supports multiple payment gateway integrations including Stripe, PayPal, Razorpay, and other popular payment processors. Customers can deposit and withdraw using various e-currency methods.
Does the system send notifications to customers?
Yes! Automated email and SMS notifications are sent for all important events including transactions, loan approvals, DPS maturity dates, payment reminders, and account statements.
What kind of reports can I generate?
Bankovia provides comprehensive reporting including transaction history, account statements, loan reports, DPS reports, branch-wise performance, user activity logs, and financial summaries. All reports can be filtered by date range and exported.
Can I transfer funds to other banks?
Yes! The system supports inter-bank transfer functionality. You can configure other bank partnerships and customers can transfer funds seamlessly to external bank accounts.
What happens after I purchase Bankovia?
After purchase, our team will contact you to gather your branding requirements (logo, colors, bank name). We'll then rebrand the platform, set up your server, upload apps to Play Store and App Store, and provide complete training. You'll be ready to launch your digital bank!
Ready to Transform Your Banking Business?
Join hundreds of satisfied financial institutions already using Bankovia
Complete rebranding, app store uploads, and deployment - all included! No technical knowledge required.
Visual Preview
Key Highlights
Full Source Code Ownership
Complete access to all source files with no restrictions
Launch Ready
Pre-built, tested, and ready for immediate deployment
Full Customization
Modify, extend, and customize to match your needs